Stop Debt Collectors and Unfair Debt Collection PracticesUnfair Debt: Fight Back Unfair Debt Collection Practices
Times are hard with the uncertain economic landscape, coupled with the unstable housing market and the high number of the unemployment rate has left many in debt that they are very incapable of paying. This is when the debt collectors start calling the person and this only makes them feel more trapped and hopeless.
Most collection agencies tend to cross the line and start harassing and start performing unfair debt collection practices, this is when it’s best for individuals to seek professional help and fight unfair debt collection practices. You will have to touch up on your rights and a good course of action. These situations tend to make individuals more hopeless when the debt collectors cause more stress and are frequently using shady debt collection practices to unethically force money from you that you might not possibly have. Knowing your rights is the first step to help you out and can lead to debt resolution assistance.
Unscrupulous debt collectors rely on harassment to get their point across, they tend to step over the line, knowing your rights will help you stop them in their tracks. A debt collector is allowed to contact any references such as co-workers and or family members to obtain contact information such as your current address or place of work. But however, they are not allowed to continually call people for your contact information unless there is a valid reason to. In short, debt collectors are not allowed to harass other people just to get in touch with you. Also, your right to privacy is protected by the law, a debt collection agency is not allowed to threaten you with any form of public exposure or public humiliation by exposing your debt to the public.
The summons are a lot more important than you think. Some people think the best thing to do is contact the collection agency and ask for some clarifications, others just ignore them in hopes that they will go away. These are bad ideas to start with. To fight an unfair debt lawsuit, the best thing to do is to actually respond, this does not mean that you are admitting guilty to their accusations. They will win by judgment if you don’t respond. You don’t even need to hire an attorney for to fight an unfair debt lawsuit. But if you do need to get help with a debt lawsuit, then you can easily hire an attorney just to be sure you can fight your debt lawsuit.